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What are the possible penalties for driving an uninsured vehicle?

Automobile insurance is required in all 50 states, although the coverage amounts and specifics may differ. In Maryland, the minimum liability coverage is $30,000 for bodily injury per person, twice that for two or more people and $15,000 for damaged property. In order to get license plates in the state or to renew license plates, you have to sign a certification of insurance, which states that you maintain at least the minimum vehicle liability insurance coverage. If the vehicle does not have insurance, your signature also states that the vehicle won’t be driven.

Those who are found guilty of owning and operating an uninsured vehicle could:

— Lose vehicle registration privileges and the vehicle’s license plates

— Not be allowed to register any other vehicle until all of the insurance violations are taken care of

— Pay penalty fees of $150 for the first 30 days and $7 a day afterwards

— Spend one year in jail and/or a $1,000 fine for providing evidence of insurance that was false

Not having coverage on your vehicle can be very expensive — especially when you consider what could happen in the event of an accident. The insurance will ensure that you aren’t paying for all the damages or injuries if you are in an accident that is not your fault.

As you can see from the information above, this traffic violation will cause you problems. An attorney experienced in these types of traffic violations can provide you with all of your legal options. Driving without insurance is a charge where an attorney can help.

Source: Department of Transportation Motor Vehicle Administration, “Uninsured Vehicle Owners Could:,” accessed July 10, 2015

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